Use Cases & Payment Initiation Methods
Discover how payware's 7 innovative payment initiation methods enable seamless transactions across every channel and use case
Payment initiation at every touchpoint
payware's universal protocol supports 7 distinct payment initiation methods, each optimized for specific use cases and customer interaction patterns. From traditional retail environments to emerging audio-broadcast channels, every transaction scenario is covered.
Use Cases Overview
Complete matrix showing which payment initiation methods work for each use case, with information flow patterns and participant activities
| Use Case | Text | Link | QR Code | Barcode | NFC | BLE | Soundbite | Flow |
|---|---|---|---|---|---|---|---|---|
| Remote payment via messaging SMS, WhatsApp, Telegram | — | — | — | — | — | Bi | ||
| Instant sale online ad banner Display ads, social media | — | — | — | — | — | — | Uni | |
| E-commerce Online checkout, mobile/desktop | Mobile | Mobile | Desktop | — | — | — | — | Uni |
| Brick & mortar retail POS terminals, in-store | — | — | — | Bi | ||||
| Print & outdoor ads Billboards, magazines, posters | — | — | — | — | — | — | Uni | |
| Audio channels direct sales Radio, TV, podcasts, streaming | — | — | — | — | — | — | Uni |
Legend
Payment initiation methods
Seven distinct methods, each designed for optimal user experience in specific scenarios
Text
Alphanumeric code input for messaging services and manual entry scenarios. Enables conversational commerce and delegated payments.
Link
Click-based payment initiation for digital channels. Perfect for e-commerce, instant banner sales, and any clickable interface.
QR Code
Visual scanning for retail, print advertising, and cross-device payments. Works in both merchant-presented and customer-presented modes.
Barcode
Linear barcode scanning for retail POS integration. Bidirectional flow supports both payment and loyalty programs.
NFC
Near-field communication for contactless tap-to-pay experiences. Seamless and fast, ideal for high-volume retail environments.
BLE
Bluetooth Low Energy for proximity-based payments. Enables innovative use cases like parking, access control, and micro-location commerce.
Soundbite
Audio-broadcast payment initiation for radio, TV, video content, and podcasts. Revolutionary channel for direct sales through audio media.
Dynamic vs Static initiation
All seven payment initiation methods support both dynamic and static payment scenarios, providing flexibility for diverse business requirements
Dynamic payment initiation
Provides ephemeral (expiring) capabilities configurable by the transaction initiator. Ideal for specific transaction amounts, time-limited offers, and one-time payments.
Key characteristics:
- Time-limited validity
- Pre-configured transaction details
- Enhanced security through expiration
- Single-use or limited-use scenarios
Use cases: E-commerce checkout, instant banner sales, event ticketing, time-sensitive offers
Static payment initiation
Provides permanent (non-expiring) capabilities. Perfect for recurring payments, tip jars, donation collection, and reusable merchant identifiers.
Key characteristics:
- Permanent validity
- Customer-specified amounts
- Reusable across multiple transactions
- Cost-effective for long-term deployment
Use cases: Merchant identifiers, tip collection, donations, recurring billing, printed materials
Method support matrix
| Initiation Type | Text | Link | QR code | Barcode | NFC | Soundbite |
|---|---|---|---|---|---|---|
| Dynamic | ||||||
| Static |
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